By Henry Oseremen Ihimekpen | February 15, 2026
Nigeria’s Securities and Exchange Commission (SEC) has called on civil servants to take advantage of opportunities in the capital market to build wealth, enhance financial security, and participate in national economic growth.
SEC Director General Emomotimi Agama emphasized that the capital market should be seen as a viable platform for long-term savings and investment rather than a distant entity.
Agama stressed that civil servants should position themselves as investors and stakeholders in the economy, beyond just earning monthly salaries, to improve their financial stability during service and retirement.
He noted that the Contributory Pension Scheme (CPS) already links millions of civil servants to the capital market, investing in government bonds, equities, and infrastructure funds.
To deepen confidence in the pension system, Agama proposed a structured financial literacy programme for civil servants, focusing on practical knowledge of savings, investment planning, and home ownership. He also highlighted the role of the capital market in addressing housing challenges, citing instruments like REITs and mortgage-backed securities.
Agama called for collaboration between the SEC and civil service, including establishing a joint committee and integrating capital market education into training institutions. He warned against investing in unregistered entities, citing the risk of losing hard-earned funds to Ponzi schemes.
Head of Service Dame Didi Walson-Jack expressed willingness to collaborate with SEC, accepting proposals for financial education training and seeking solutions to housing challenges facing civil servants. She emphasized the need for civil servants to access assets like houses and retire with dignity.
The SEC plans to provide financial literacy training for civil servants and integrate capital market education into training institutions. The Head of Service welcomed these initiatives, highlighting the potential benefits for civil servants and the nation.
